Your credit history can determine if you can get a loan, and even where you live or work. Credit scores are built from your credit history and can determine how much you pay to borrow money for a car or house. Yet, many people don’t know where to start when it comes to building, improving, or protecting their credit history. Three common credit problems are:
- Lack of enough credit history
- Denied credit application
- Fraud and identity theft
Here are some tips on how to deal with these issues.